Scratch Games Online Real Money

  • This collection of games that pay real money gives you a complete overview of the best titles (and variants) available online.
  • Free games that pay real cash prizes are fun - but you should never forget that gambling isn't a way to get rich quick. Also, always check the terms and conditions of a casino before you start to play and not only when you want to cash out your winnings.
  • Pick a scratch-off to play quick games for real money or go to the blackjack table to challenge the dealers. The choice is yours!

Playing games online is not what it used to be — that's for sure.

I still remember the days I'd load a cassette (!) in the cassette player of my Philips MSX (yes, I am THAT old) and wait for minutes for a game to load. Eventually.

Licensed by Warner Bros this online game that pays real money features a random progressive jackpot and a scatter symbol that triggers 10 free games with real money prizes. The player's percentage of theoretical expected return is 95.48%, which is one of the highest in its category of online casino games. They also seem to pay the fastest of any app on this list when you're ready to cash out. Usually, they pay you within a few hours. Some other ways to make money from FeaturePoints beside playing games include watching videos, shopping online, referring others (earn 50% of whatever they earn), doing free trials/offers, and taking surveys.

There are many advantages to playing scratch-off online real money. The obvious being that you win money immediately. What’s more, you also stand to win possible big jackpots. If you choose to play real money online scratch cards, you will be benefiting from some of these advantages. When you visit an online casino, you can often find real money scratch cards under “Specialty Games.” Treasure Tree is an adorable—but potentially lucrative—scratch game. Here is how it works. You place your bet and hit the “Play” button. That button gives you a fresh scratch card (an online image with multiple hidden amounts). In order to play scratch cards for real money, you need to open an account in an online casino that offers this type of game. Once you make a selection from the list above, you need to follow several simple steps that will help you successfully become a member and start your online scratch card journey.

That frantic wait has now been replaced by the Fortnite, the Call of Duty and the Super Mario Kart that load in a snap and throw you in the middle of epic and fantastic adventure within seconds.

In 2020, games are everywhere.

We play on our mobile phones, on our desktops, on our gaming consoles, on our smart TVs…and sometimes even on our watches.

The gaming industry keeps growing one boom after the other, and the quality of the games we play is nothing like the games used to be.

And this isn't true only for the Pong or Tetris that rocked our childhood evenings on an Atari or a Nintendo Game Boy. The same also applies to online games for money.

The games where you can win real money in 2020 are nothing like those where you'd try to score some cash a decade ago.

The graphics are better and the gameplays are more sophisticated.

This list of games that pay money gives you direct access to some of the best titles to play online in 2020. All the sites we suggest offer a bonus on registration to all the players who want to play games for real money online.

Whether you're into games like online blackjack or you prefer to try your luck on slots, this list has something for you.

Best Online Games that Pay Real Money in 2020

Choosing the best casino games to play for real money is not easy.

With so many new Slots and new online casinos popping up all the time, it takes time and sweat to find the best games that pay real money online.

Unless you have a trustworthy source *cough* like CasinoSmash *cough* to help you.

RankGameTypeRTPMore infoPlay Game
1Jackpot SlotsSlot MachineN/AMore infoPLAY GAME
2Blood SuckersSlot Machine97.6%More infoPLAY GAME
3Turn Your FortuneSlot Machine96.24%More infoPLAY GAME
4Live BlackjackCard Game99.46%More infoPLAY GAME
5European RouletteTable Game97.3%More infoPLAY GAME
6Casino Hold'emCard Game99.18%More infoPLAY GAME
7Mad Max: Fury RoadScratch Off95.48%More infoPLAY GAME
8Luxor ScratchScratch Off92.3%More infoPLAY GAME
9Monopoly LiveGame Showup to 96.23More infoPLAY GAME
10CS:GOe-SportsN/AMore infoPLAY GAME

Casino Slots That Pay Real Money

Jackpot Slots

This is a slippery slope, I know. Of all the online casino games that pay real money, jackpot games aren't the one with the best odds — by a mile.

Playing jackpot slots is expensive and risky. The RTP of these games is below average, and since you always need to bet the maximum to hit the jackpot…these can become the most expensive online games that pay real cash. Easily.

Sites like 888casino and partycasino run daily jackpots where you can get decent winning odds. All the info are right on their sites, so don’t forget to look at volatility and RTP of each game before you play.

I am not a fan of progressive games because I cannot afford them. But if you are looking for online games that pay real money and you are OK with playing two spins instead of 100 — these might be up your alley.

Remember to play responsibly.

Blood Suckers

Table and card games tend to be everyone's first choice when looking for games that pay real cash to play online.

Why? Because they offer better RTP and so more chances to win. Or fewer to lose, you decide what's most appropriate here.

However, some online slots can also rival the best card games for real money available for online play.

The Blood Suckers video slot is one of those. Featuring an RTP of 98%, this game gives you a higher return than many of the table games offered by most online casinos.

Blood Suckers (a five-reel game by NetEnt) includes special features like free spins which are granted to you once you land three Vampire Brides as well as bonus round, where you get to slay vampires in a spooky tomb and are granted cash in the process.

Turn Your Fortune

Spin the reels and turn your fortune with this great NetEnt slot machine game!

The Turn Your Fortune slot launched in 2019. Since then, this real money game online has proven to be a massive hit for the Malta-based gaming company.

Turn Your Fortune features five reels, four rows, and 40 fixed paylines. And it wouldn't be a NetEnt slot if it didn't have top-quality graphics, beautiful animations, and bonus features that pay well — of course.

Take the Fortune Respins feature, for example.

Not only you get a free respin after a win, but the winning symbols also increase the multiplier meter on the left of the screen.

Each time it fills up, you move to another Fortune Wins level — getting the opportunity to trigger multipliers for up to x200.

* The Return to the Player (RTP) is the percentage of how much wagered money on the game theoretically goes back to the players.

If a slot has an RTP of 96 per cent and players spent €1,000 playing it, €960 will go back to the players in winnings while the House will keep the remaining €40.

Casino Table Games That Pay Real Money

Live Blackjack

Of all the games that pay real money, live casino blackjack is probably the most exciting and the one where your skills can help you with your winning chances.

Join players from anywhere in the world in an endless battle against a live blackjack dealer. Super HD cameras and incredible locations make live blackjack the king of all online games that pay real cash.

Real

If you want to discover why everyone says live dealer games are great (and you should), this is the best site to play live blackjack games that payout real cash prizes.

European Roulette

It doesn't matter if you in it because you are a high-roller or you just want to play for fun. There's nothing like a game of roulette for real money.

You can learn how to play online roulette in minutes and you only need to use this roulette strategy to master the game like an expert.

The difference between American and European Roulette is all about your winning chances.

In short, you have more chances to play casino games and win money if you play European roulette.

Casino Hold'Em

Casino hold'em is easy to learn, fast to play, and it gives you better odds than most other casino games online.

No need to work on your bluffing skills, though. In this casino poker game, you always play against the dealer, not with other players.

In a game of casino hold 'em there three types of bets: the mandatory Ante bet, the Call bet and side a bet called AA.

  • You make Ante bet if you want to play,
  • Call bet if you think your hand is good enough to win,
  • AA bet if you feel like a pair of Aces (or better) combo will appear among your cards and the flop (first three community cards).

Tip: Never waste your money on AA bets. These real money wagers decrease the return to the player percentage to 93.74 per cent.

Casino Scratch Cards That Pay Real Money

Mad Max Scratch Cards

There's something almost wrong in calling Mad Max: Fury Road a 'scratch card' — because this game offers a lot more.

Licensed by Warner Bros this online game that pays real money features a random progressive jackpot and a scatter symbol that triggers 10 free games with real money prizes.

The player's percentage of theoretical expected return is 95.48%, which is one of the highest in its category of online casino games.

If you are up for the top prizes, keep in mind that the progressive jackpot needs to be north of $750 to trigger.

Luxor Scratch

With tickets starting at 0.10, Luxor Scratch is one of the cheapest free online games that pay cash that you can play online.

For it to be free, however, you need to use the welcome bonus at 888casino first.

Egypt-themed music and graphics make this a delightful game — too bad for the piss-poor 92.30% RTP!

Other Casino Games That Pay Real Money

Monopoly Live!

Did you know NetEnt found a way to turn everyone's favourite board game into one of the best games that pay real money in 2020?

Bringing together the best of game-shows like the DreamCatcher and all the elements that made Monopoly famous, Monopoly Live is an exciting adventure to discover.

This is for sure one of the most immersive casino games that pay out real money available online in 2020 and is also one of the most fun games to play. The gameplay brings together elements of the classic wheel of fortune games and Monopoly — and that's fun already.

But wait until you see what the talented presenters chosen by NetEnt can do to entertain you! If you want to give Monopoly Live a go, this is where you need to register to access the game.

CS:GO (or e-Sports Betting in General)

Money

Ladies and gentlemen…e-Sports are finally included in the list of the best games that give you real money in prizes!

Pioneered by Betway the world of real money e-sports and e-sports betting is a thriving new dimension of real money gaming online — one that most of you have yet to discover, I am sure.

Watch people play (you need to register toped the live stream) and place your bets on popular games like CS:GO, DOTA 2, League of Legends, and more!

Disclaimer: Gambling is a game of chance and there's no sure-fire formula that guarantee winnings. You can improve your winning chances by using the right in-game strategies but there is no way to predict when a machine or a Casino game is going to pay. Also, this page contains affiliate links. If you click through and play, we might earn a commission. That’s what allow us to keep CasinoSmash free and bring you the best online Casino bonuses!

Table Of Contents

  • How To Play Online
  • Who Can Play
  • Game Types
  • Where To Play
  • How To Win
  • Video
  • How Easy Is It To Play?
  • Are Scratchcards Legal?
  • Are The Games Fair?
  • Bonuses & Promotions
  • Pros & Cons
  • Innovations
  • Summary

Instant Win Games – Why Scratchcards Are King

There are a number of ways to win money instantly, or at least try to. In fact many of the ways to win that we cover on RealMoney.games do offer the prospect of instant cash returns.

Scratch Money Game

Examples include playing poker games which can give rapid results. Online tournaments are great fun although by their nature take longer to play out. Anyone playing casino games like slots or any of the card games variations will see any winnings in their account in the blink of an eye. And even with some sports bets you don’t have to wait long before knowing the fate of your bet.

When we talk about instant cash games though, it’s online scratchcards that often spring to mind. They’re not known as instant win scratchcards for nothing.

You’ll probably have got your first exposure to them by playing on lotteries. You’ll often see banks of them at the tills where you fill in lottery tickets.

But over the last few years they’ve grown in popularity and are now found online on many websites such as TopScratch and others.

They definitely don’t fall into the bracket of games where you can win money using skill, and with similar chances to winning as playing a lottery – at least for the bigger prizes anyway – they’re not one of my favourite winning money methods. I’d advise anyone looking to play them to do so cautiously.

If you are cautious and don’t get pulled into the potential for becoming addicted to them, they do at least deserve a place in any comprehensive list of real money games with which you can win real money online instantly….

How To Play Scratchcards Online

Most sites will tell you somewhere how many times on average you’re likely to get a winning card. Often this works out at around 1 in 3, but bear in mind this doesn’t necessarily mean you’ll actually win 1 in 3 but the more you play the closer you can expect to get to this on average.

Who Can Play

As long as you’re of the specified legal age, and living in a country or region where online scratchcards are allowed, then you’re legally able to play instant win games with cash prizes.

You will of course need an account at one of the scratchcard websites and have deposited some money covering the cost, and be able to use a deposit method that allows you to transfer money to the site you want to play at. This is unlikely to be a problem unless you are living in a jurisdiction where online betting is frowned upon or illegal, and you’ll normally find plenty of different deposit options.

Game Types

With so many variations it’s nigh on impossible to list the different game types. This resource at PlayScratchCards.co.uk is a great place to visit for some examples.

Software

There are a few well know software manufacturers that operate in the scratchcards arena, with the best known being:

  • NeoGames
  • PariPlay
  • Microgaming
  • Netoplay

Where To Play

There really are dozens of online sites where you can play cash prize scratchcards. Virtually every bookie has a section for these types of games, and there are many lottery operators as well as dedicated scratchcard sites.

Here are a few that are worth a look:

  • Wintingo
  • Prime Scratchcards
  • Lottoland – one of the major lottery aggregators also offer a number of different scratchcard games. Examples include Instant Millionaire, Everyday Payday, £100,000 Cash, and a number of others. You can buy in from 50p upwards.

How To Win At Scratch Cards – Strategy & Tips

There really isn’t a great deal of strategy you can put in which would give you improved chances of winning. It’s just luck, and doesn’t matter how you reveal the symbols.

There are a few ways you can improve the odds though:

1. Know The Rules

Different scratch ticket games require the players to rub off different amounts of scratch areas. If the game rules for your scratch card require exposing 2 out of 4 areas, you will invalidate your card if you make a mistake and expose 3 of the 4 possible prize areas.

If you happen to have a losing scratch ticket, that kind of mistake is no big deal. But imagine the pain if you rubbed off the two winning areas, and mistakenly rubbed off a third that turned your winning ticket into a loser.

It’s rare that this could happen with an online card though because the winning amount would automatically get credited once it had been revealed.

2. Find Out If The High Prizes Have Gone

If there is a way to find out if the particular game that your scratch card represents has already had a grand prize winner, then why not do it?

Game tickets will continue to be sold by the ticket retailers until the print runs run out, so it is possible to buy a ticket for a game that no longer offers the highest levels of prizes. If the top prize has already been claimed, and the game offers only one of them, then avoid playing that game unless you will be satisfied with winning lower amounts.

3. Buy More Scratchcards

Clearly the more you buy, the more you’re likely to win.

Of course this is not always great advice, and I’d recommend you only try this with money you can definitely afford to lose. Remember the odds in games like this are always against you. Sure you might get lucky, but more than likely you’ll lose.

4. Make Use Of Bonuses & Offers

Many scratchcard operators will offer bonuses to new account holders, often doubling the amount you deposit or more. In some cases, you may even be able to play free scratch cards if the operator offers a no deposit bonus.

Obviously with more money in your account (and some of it ‘free’) you can buy more cards and increase your winning chances.

We’ve seen before though that bonuses are not what they seem. There will be terms and conditions attached which will force you to keep playing and play through any winning amount before you can withdraw.

5. Choose Wisely

Not all scratch ticket games are created equal. Each game has different odds, and often the higher priced cards offer a better probability of winning.

If you have a choice between buying 10 one-dollar scratch cards, each of which has a 1 in 10 chance of winning, or buying one ten-dollar scratch ticket that has a 1 in 3 chance of winning, which purchase has the better odds?

Many people think that buying 10 different tickets means that they are improving their chances of winning, but that is not statistically accurate. The reality is that each one-dollar ticket has only a 1 in 10 chance of winning. In other words, the odds for each one-dollar tickets remain the same: 1 in 10. So if you are planning on spending ten dollars, in this case, the ten-dollar ticket really does have better odds.

6. Cash Out When You Win

It’s wise not to tempt fate. If you get a reasonably sized win sometimes it can make you feel lucky….and the chances are you’ll lose the lot. Be prepared to take your winnings and withdraw them.This video titled ‘top ten skill games’ shows just some of the games you can play for cash prizes.

How Easy Is It To Play?

Out of all the real money games we’ve covered, playing scratchcards is the simplest. The only rules to be aware of are those around eligibility to play (you wouldn’t want to win a jackpot then find out you couldn’t get the money for one reason or another, would you?) and around what consititutes a winning ticket.The rest is easy – buy the cards and scratch away.

Are Scratchcard Games Legal?

In the US, you need to be careful with any form of gaming for real money prizes. It’s well known that you can legally buy cards that run alongside lotteries, however given that scratchies are based on pure luck they will fall under US laws designed to prevent gambling.Throughout the rest of the world the regulations around online gambling vary from region to region. Wherever you are, before playing you should check any website’s Terms and Conditions page for specific details and be aware of the regulations of the country that you reside in.

Are The Games Fair?

Hmmmm. Are they ‘fair’ is a good question.Certainly they’re fair from a perspective of anyone who buys one having an equal chance to win (with the proviso that specific higher amounts may already have been one and therefore would no longer be available).Are they fair from an ‘odds of winning’ perspective is another question. They’re pure games of chance, and will always have been designed so that the operator running them will take in more in purchase fees than they’ll have to pay out.Definitely the odds of winning a jackpot-type figure are heavily against you.

Free Real Money Scratch Cards

Bonuses & Promotions

Many of the scratchcard operators run promotions. These can be offers in the form of bonuses on top of a first deposit for a new player or perhaps reload bonuses on subsequent deposits. Or it could be something like free cards every now and then for regular players.

This site has a good list of current offers.

Pros & Cons – Benefits & Drawbacks

There are a number of pros and cons for playing scratchcard games. They’ve become popular for a number of reasons:

  • They can be cheap to buy, with prices ranging from free up to a few pounds
  • Prizes can go from €/$/£1 up to many thousands
  • There’s no skill or strategy involved
  • They make good birthday and Christmas gifts
  • They’re easy to play
  • The odds of winning at least something are fairly good
On the drawbacks side they:
  • Can be addictive and lead to gambling related problems
  • The odds of winning big are heavily against you

Mobile & Innovations

There’s not a great deal an operator can do to be innovative with their cards, they are what they are.

Most differences in cards focus around their design and the types of symbols that are displayed.

But there is one innovation that’s been thrown up from the world of mobile gaming – the ability to shake off symbols rather than erase with point and click.

The scratchcard game to watch for here is called ‘Pan for Gold’, and was released by a company called Core Gaming in late 2015.

Summary

Not one of the greatest real money games, however scratchcards do have their place in the list. You’re unlikely to get rich playing them, but the buy-in to play can often be low and there are good chances of at least winning small instant cash prizes.With plenty of places to play and hundreds of variations, if you are keen to have a go there should be some good options to play around with.
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